The Karen Millar Team


The Shops at Don Mills
8 Sampson Mews #201
Toronto, ON
M3C 0H5

416.443.0300
1.877.366.SOLD (7653)

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Signature Realty
IND. OWNED & OPERATED
BROKERAGE
 

Wednesday 27 June 2012

Canada Events



Here are just a few events that will be going on this Canada Day:
East York Canada Day Celebrations A motorcade, parade, entertainment and fireworks. 9:30 am-11 pm. Free. Stan Wadlow Park, 373 Cedarvale




Canada Day At Woodbine Park Performances by Ian Thomas, Carole Pope, the Carpet Frogs, Spoons and others, plus a fireworks display. Noon-11 pm. Free. Woodbine Park, Woodbine and Lake Shore






Canada Day Celebration Live performances by Saidah Baba Talibah, the Slakadeliqs, Justin Nozuka and others, plus a fireworks display. 5-11 pm. Free. Mel Lastman Square, 5100 Yonge






Canada Day Dinner Cruise Dinner and harbour cruise. 7:30 pm. $83, child $40. E side of Queens Quay Terminal, 207 Queens Quay W






Canada Day In High Park Musical performances, cultural presentations, family activities, a picnic and more. 11 am-1 pm. Free. High Park (picnic area SW of Bloor and High Park entrance)






Canada Day In Streetsville Candlelight parade, live music, dance, kids' activities, prizes, fireworks and more. 6-10 pm. Free. Main Street and Streetsville Memorial Park






Canada Day Jazz Festivities around the city!






Canada Day Sweet's Tour Stroll through Kensington Market and sweets sampling. 11:30 am. $30, child $10. 321 Spadina


Enjoy!

Karen


Monday 25 June 2012

Changes to mortgage rules June 25


You may have already heard Finance Minister Jim Flaherty has made some changes to mortgage rules governing Insured Mortgages that will become effective July 9, 2012.

The changes include:

- Maximum Amortization will be reduced to 25 years from 30 years

- Maximum amount of equity that homeowners can take out of their homes will be reduced to 80% from 85%

- Government backed mortgags will be limited to homes with a Purchase price of less than $1 million

- Maximum gross debt service ratio will be fixed at 39 % and maximum total debt service will be fixed at 44%


I see these changes as a positive for our market and consumers as very few people realize the tremendous extra cost in extending your amortization those extra 5 years. As an example, on a $300,000 mortgage at 4% interest you save almost $12,000 in just 5 years! If you look at the full term of the mortgage it will save you approximately $40,000! Remember thats after tax earnings you need to pay for that difference! All that for a monthly payment difference of $150.00.

It is important that we understand the positives this brings to our economy as it truly helps everyone in the long run.

Karen

Friday 22 June 2012

Dragon Boat Race Festival June 23



Why not pack a lunch and make a day trip with the family to Centre Island and see the DRAGON BOAT RACE FESTIVAL! Watch boat races and live entertainment, try international food and more! Free! This event is on June 23 & 24!

Enjoy!

Karen

Wednesday 20 June 2012

Toronto Jazz Festival June 22



It's that time of year everyone! The TORONTO JAZZ FESTIVAL is here!! Enjoy performances by Ali Berkok, Lara Solnicki Trio, Mark Kieswetter, Ted Quinlan, Jim Vivian and many, many others. Various prices. Check out torontojazz.com.

Enjoy!

Karen

Monday 18 June 2012

Learn about worms! June 21



ORGANIC MAGIC WITH WORMS Learn about worms and vermicomposting at 7 pm for Free at the Big Carrot, Room 212, 348 Danforth call for more info or visit their website 416-466-2129.

Enjoy!

Karen

Friday 15 June 2012

Beach BBQ & Brews Festival June 15-17



This is a MUST! Jeff and Katrina attended the BBQ last year and it was awesome! The BEACH BBQ & BREWS FESTIVAL will have live music, a children's area, grilling demos, barbecue competitions, beer and more. Free entrance into the park but you have to h=pay for parking and whatever BBQ you sample. It was worth it for Katrina & Jeff & they highly recommend it. Woodbine Park (foot of Woodbine) beachbbqandbrews.com.

Enjoy!

Karen

Wednesday 13 June 2012

Toronto Wine & Spirit Festival June 14-Jul



This should be on everyone's to do list this summer! The Toronto Wine and Spirit Festival! There will be tastings, seminars, vendors and more. $30, advance tickets are $25 and it is being held at beautiful Sugar Beach (foot of Jarvis) for more information call 416-751-5555 or visit wineandspiritfestival.ca.

Drink responsively, take a taxi, TTC or have a designated driver!

Karen

Monday 11 June 2012

Job Fair June 15



Here is your chance to get yout kids out there and working! My three children were a part of the work force in their teens, earning their own money and experience needed for later in their lives.  Next Steps Job Fair  is here. Employerswill be on site hiring for positions including security officers, school bus drivers, RNs, cleaners and more. 10 am-1 pm. Free. S Walter Stewart Memorial Library, 170 Memorial Park, pre-register 416-396-2313. Visit next-steps.ca.

Good luck!

Karen

Friday 8 June 2012

Beaches Arts & Crafts Show June 9-10



The Beaches Arts & Crafts Show is back! Enjoy visual arts, jewellery, fashions, ceramics and more. June 9 to 10, 10 am-6 pm. Free! Walk through Kew Gardens (Queen and Lee). For more information visit beachesartsandcraftsshow.ca.

Enjoy!

Karen

Wednesday 6 June 2012

Woofstock!!! June 9 to 10



Woofstock is here and its a great outing for the whole family! The annual outdoor festival for dogs features canine sports, doggie fashion shows, pool, vendors and more. Free from June 9-10!!! St Lawrence Market neighbourhood (Front E and Church). For more information visit woofstock.ca.

Enjoy!

Karen

Monday 4 June 2012

Summer Sell Off Sale June 9



Looking for some great finds at great prices?  Visit the Summer Sell Off Sale, rain or shine! Better Living Community Centre, 1 Overland Drive Front Lawn.

Enjoy!

Karen

Friday 1 June 2012

Teddy Bear Picnic June 2



Teddy Bear Picnic ! Children can bring their teddy bears for a picnic and storytelling. 11 am. $10-$19. Casa Loma 1 Austin Terrace. For more information visit  casaloma.org or call 416-923-1171.

Enjoy!

Karen